One of MoneySmart’s trained mentors will work with you one-on-one. The first step is to find out the extent of the debts, your income, and any other financial pressures. Then we help you come up with a plan to become debt-free and build financial stability.
One-on-one budgeting advice
Your MoneySmart mentor will look at your expenses and income. Working together, you will create a budget to help you manage your money.
Negotiating with creditors
Sometimes we can arrange with creditors to accept a more affordable repayment schedule. This creates breathing space for you to tackle debts.
Dealing with Work and Income
Your MoneySmart mentor can attend appointments as a support person for discussions with your case manager. This could include negotiating a more affordable plan for debt repayments.
Debt restructuring
We are experts in restructuring debt. If necessary, we can help you apply for a No Asset Procedure or a Debt Repayment Order.
KiwiSaver
We can assist with KiwiSaver hardship withdrawal applications.
Remember to bring the following things to your appointment:
We’ll need to get the full picture, so we can start working with you to come up with an action plan.